Archive for April, 2009

Alternatives To Paypal-Other Merchants


Have you ever been seeking to market and make money from your product online? Have you been denied PAYPAL registration due to the fact that your country is not listed in PAYPAL? If your answer is yes then consider the following alternatives:

1) Bidpay: http://www.BidPay.com
This service is available only for those who buy and sell at online auctions. Buyers use their credit or debit card to make their purchases from you and BidPay sends you a Western Union Money Order or the payment is directly deposited into your checking account if you live in the U.S.

2) CCNow: http://CCNow.com
A shopping cart solution that also allows you to take all major credit cards without a merchant account. They pay you your earnings twice a month and while your money is sitting on account it earns 1.5% APR.

3) DigiBuy: http://www.DigiBuy.com
For those who sell software. It puts you in control of pricing, order forms, and delivery options. Pricing varies with two service levels to choose from. Your earnings are paid to you monthly minus their 13.9% per transaction fee ($3.00 minimum). Digibuy allows you to accept payments by Visa, MasterCard, Amex,Discover or Diners Club.

4) Ikobo: http://www.IKobo.com
With merchant fees at $2.99 plus .29 per transaction, and no extra fees for international transactions. You can sell to buyers in 170 countries. Payments are deposited to your bank account or to your Ikobo Visa debit card.

5) 2CheckOut: http://www.2CheckOut.com

It will run you $49.00 to open an account, then it’s .45 per sale and 5.5% of the sales amount. Includes free shopping cart and codes to add to your website. Will also work with your existing shopping cart if you just need a way to take credit card payments. Can be used for tangible or digital download products. With 2CheckOut, you can take payment from all credit cards and even check and debit card payments.

6) ClickBank: http://www.ClickBank.com
A great service which I’ve used for years. Good for selling digital products and comes with a built-in affiliate program. You’ll have to pay a one time fee of $50.00, then it’s only $1.00 plus 7.5% of each transaction. Allows you to take payments from all credit card types.

7) ShareIt: http://www.ShareIt.com
For selling software and shareware online. Your customers can pay by credit card or debit cards even checks. Receive your money by check or electronic transfer to your bank account. Fees are based per transaction with no monthly charges.

8)ProPay: http://www.ProPay.com
Accept payments by credit card via the web or even by phone. Funds are deposited into your ProPay account. You can get a ProPay MasterCard to access your funds or transfer your earnings to your bank account. They have four types of accounts to choose from: Basic, Premium, Premium Plus, Platinum, with annual pricing from $34.95 all the way up to $299.95, depending on the features and type of account you need.

9) Graphcard: http://www.graphcard.com
If you are in a country where you are not allowed to own any of the following above maybe because of restrictions, then one of the best option available is graphcard which I call ATM online bank account.


Much questions have been asked on how best to sell your products online and receive your pament through a shopping cart system.

Aside clickbank and paydotcom, one of the best shopping cart that is flexible to use in selling your digital or physical product from any country at all is e-junkie. Let me take a review of all of these shopping carts and how they work, mostly if you want to start selling without owning a site of your own.

Clickbank:
Clickbank is country selective as some countries are not listed. You can be a publisher (own your nproducts and sell there), an affiliate (take people’s product to promote for a commission). Signing up for clickbank is free. I have seen people advsising that if your country is not listed, you should use a virtual address. Let me tell you categorically not to waste your time as this will not work.

Paydotcom:
Yes this service is great and very reliable. The only stress is that you must own your own paypal account and so if you don’t have a paypal, then you will not be able to run it successfully. You can however own a paypal account that is verified through us. Just contact me. Like clickbank, you will be required to own your own website if you want to sell your product.

E-Junkie:
Just as the name implies, you can have all e-junks here. e-junkie is great. You h=can have your store there for free in the cart. You can sell with googlecheckout or paypal or use other thridparty payment proccessors such as 2checkout, authorize, etc. e-junkie will proccess your payment and deliver the products.
If you want to still sell your product using your site or your own free blog, you can integrate it to the shopping cart.